Approved Retirement Funds (ARF)

 

An Approved Retirement Fund (ARF) is an investment vehicle used at retirement, which

  • Provides an alternative to annuity purchase
  • Allows you to retain control over the investment of your retirement assets
  • Allows you pension assets pass to your estate on death
  • Provides you with a regular income facility  

 

Currently an ARF may accept transfers form

  • Occupational plans in respect of additional voluntary contribution (AVC) assets
  • Occupational plans for proprietary directors
  • Personal pension policies
  • Personal Retirement Savings Accounts 

 

The Government signaled its intention to extend the availability of ARF's to all defined contribution pension plans in 2011.

The APT Approved Retirement Fund is a self directed ARF which allows a wide range of investments which include, but are not restricted to

  • Deposit accounts
  • Commodities
  • Directly held stocks and shares
  • Pooled units
  • Property

 

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