Self Administered Pension Schemes (SAPS)

 

An occupational Small Self Administered Pension Plan allows the investor substantially more control over the investment and management of assets, than would otherwise be the case in a conventional pension plan.

Know today as "Single Member plans", these structures allow the investor to take an active part in the management of pension scheme assets.

Legislation introduced in 2005, cleared the way for such structures to borrow for the purpose of investment, a practice which heretofore had been prohibited.

Generally such plans can hold a variety of assets ranging from deposit account, direct shares, commodities and property.

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